Fix your rate today.
Watch it grow every single day.
A disciplined, India-first savings programme. Choose a tenure of 3, 6, 9, 12 or 24 months, sign your policy paper online, and follow your interest accrue on a live daily counter. Once you invest, your rate is locked — no revision can ever touch it.
Minimum lock-in
3 months
Interest payout
3 working days
Principal payout
10 working days
Returns calculator
Simple interest, computed daily at principal × rate ÷ 365.
Indicative only. Your contracted rate is the rate shown on your signed policy paper at the time of booking.
Invest. Wait. Collect. Smile.
A deliberately simple journey, with every step documented.
Step 1
You invest
Choose a tenure and lock your rate.
Step 2
Funds work
Deployed into fixed-return debt instruments.
Step 3
Interest accrues
Simple interest, credited to you daily.
Step 4
You collect
Withdraw interest, then principal at maturity.
Built like an institution, not an app
Every rupee is documented, every payout is traceable, every rate is contractual.
Rate locked at booking
Rates can change for new depositors only. Your contracted rate is frozen in the database and cannot be edited once you invest.
Deployed into debt instruments
Funds are placed in fixed-return debt instruments chosen for capital preservation, so the principal stays secure through the tenure.
Signed policy paper
Every deposit generates a downloadable policy paper with your details, rate, tenure and signature — before the money moves.
Live daily interest counter
Your dashboard shows interest accruing second by second, along with what is available to withdraw right now.
Verified bank payouts
Payouts go only to a bank account you register and we verify. Each closed request carries a UTR number in your statement.
Named grievance desk
A ticketed grievance channel with tracked responses, plus printable statements for your own records.
“The habit of saving is the strength of a nation.”
GovFundPlus is inspired by India's long tradition of household thrift — the post-office deposit, the recurring account, the small saving that built a family. We bring that discipline online, with modern documentation and full transparency for every rupee you place with us.
This portrait is displayed as a mark of national respect. GovFundPlus is a private savings programme and is not affiliated with, endorsed by, or sponsored by the Government of India or any of its offices.
Start with as little as ₹1,000
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