Choose your tenure
Every scheme uses simple interest computed daily. Rates shown apply to deposits booked today; once you book, your rate is locked for the entire tenure and can never be revised.
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3 months
8%
per annum, simple
- Minimum ₹1,000
- Interest withdrawable after 3 months
- Principal withdrawable at maturity
- ₹1,00,000 grows to ₹1,02,000
6 months
8.55%
per annum, simple
- Minimum ₹1,000
- Interest withdrawable after 3 months
- Principal withdrawable at maturity
- ₹1,00,000 grows to ₹1,04,275
9 months
9.75%
per annum, simple
- Minimum ₹1,000
- Interest withdrawable after 3 months
- Principal withdrawable at maturity
- ₹1,00,000 grows to ₹1,07,313
12 months
12%
per annum, simple
- Minimum ₹1,000
- Interest withdrawable after 3 months
- Principal withdrawable at maturity
- ₹1,00,000 grows to ₹1,12,000
24 months
15%
per annum, simple
- Minimum ₹1,000
- Interest withdrawable after 3 months
- Principal withdrawable at maturity
- ₹1,00,000 grows to ₹1,30,000
Withdrawal rules
- • Interest: available after a 3 month lock-in from the value date, on any scheme.
- • Principal: available on the maturity date of the scheme you selected.
- • Interest payouts are credited within 3 working days of approval.
- • Principal payouts are credited within 10 working days of approval.
- • Every closed payout carries a UTR number visible in your statement.
What happens to your money
Deposits are deployed into fixed-return debt instruments selected for capital preservation and predictable coupons. The programme contracts to return your principal in full along with the interest recorded on your policy paper. Deposits are booked as unsecured obligations of the operating entity, YK Enterprises.